Commercial Bank Management (FIN-251) | Question Paper 2081 | BBS 4th Year | MGMT - TU
The Commercial Bank Management (FIN-251) | Question Paper 2081 is an essential resource for students enrolled in the BBS 4th Year (4 Years Program) under the Faculty of Management at Tribhuvan University (TU). This question paper - Commercial Bank Management (FIN-251) Question Paper 2081 BBS 4th Year MGMT - TU covers key topics in commercial banking such as risk management, credit analysis, asset-liability management, and regulatory frameworks. Designed to align with the current BBS curriculum, the FIN-251 2081 question paper offers a valuable preview of exam patterns and commonly asked questions, making it an indispensable tool for exam preparation and academic success.
For students preparing for MGMT-TU BBS 4th Year exams, the Commercial Bank Management (FIN-251) Question Paper 2081 provides critical insight into the structure and focus areas of the final assessment. This paper - Commercial Bank Management (FIN-251) Question Paper 2081 BBS 4th Year MGMT - TU includes questions that reflect the updated syllabus and test conceptual understanding of commercial banking operations in Nepal. By reviewing the 2081 FIN-251 question paper, BBS students can improve their time management skills and strengthen their command over complex topics, ultimately boosting their confidence and performance in the TU BBS final exams.
So, check and Download BBS 4th Year 2081 Commercial Bank Management Question Paper in PDF format.
Commercial Bank Management (FIN-251) Question Paper 2081 BBS 4th Year MGMT TU.
TRIBHUVAN UNIVERSITY (TU)
Time: 3 hrs.
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Group "A"
Brief Answer Questions: [10x2=20]
1. Differentiate branch banking system and unit banking system.
3. What arc the sources of reserves?
6. What arc Nepal Rastra Bank's directives on capital measurement?
7. What are the essentials documents of a loan agreement?
8. Why do banks invest in different types of securities?
9. Assume the current yield to maturity on taxable corporate bond is 13 percent, while the current tax-exempt yield on municipal bonds of comparable quality and rating is 10 percent. Calculate the differential tax rate.
10. Mr. Shanna buys commercial paper a major Corporation for Rs.495,000. The paper has a face value of Rs.500,000 with 45 days to maturity. Calculate the discount yield and bond equivalent yield on the commercial paper?
Group "B"
Descriptive Answer Questions: [5x10=50]
11. What is clearing services? Explain the clearing process of a bank. (5+5)
12. Explain the standard elements that appear in loan agreement. (10)
15. Describe the major functions of commercial banks. (10)
14. Suppose that a bank faces the following cash inflows and outflows during the coming week: (a) deposit withdrawals arc expected to total Rs.66 million, (b) customer loan repayments arc expected to amount to Rs.216 million, (c) operating expenses demanding cash payment will probably approach Rs.102 million, (d) acceptable new loan requests should reach Rs.588 million, (e ) sales of bank assets are projected to be Rs.36 million, (f) new deposits should total Rs.1,340 million, (g) borrowing from money market are expected to be about Rs.86 million, (h) non deposit service fees should amount to Rs.54 million, (i) previous bank borrowing totaling Rs.46 million arc scheduled to be repaid, and (j) a dividend payment to bank stockholders of Rs.280 million is scheduled. What is this bank's projected net liquidity for the coming week? (10)
15. HBL finds that it can attract the following amounts of deposits if it offers new depositors and those rolling over their maturity CDs the interest rates indicated below
Expected volume of new deposits | Rate of interest offered depositors |
---|---|
Rs. 20 million | 5.0% |
40 million | 6.0% |
60 million | 7.0% |
80 million | 8.0% |
100 million | 9.0% |
Commercial Bank Management (FIN-251) Question Paper 2081 BBS 4th Year mgmt TU.
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